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SMS Terms & Conditions

Effective and last updated: October 16, 2026

These SMS Terms govern the Find My Rates Savings Alerts text message program operated by Internet Venture Holdings LLC (“Find My Rates”). By opting in, you agree to these terms, our Terms of Service, and our Privacy Policy.

1. Program description

Program name: Find My Rates Savings Alerts
Program sponsor: Find My Rates, operated by Internet Venture Holdings LLC

Find My Rates Savings Alerts is a recurring, automated text message program that sends auto insurance rate-comparison tips, policy renewal reminders, coverage checklists, and updates about your Find My Rates comparison guide. Messages are educational and informational in nature and may include links to content on findmyrates.co. Find My Rates is not an insurance company, agency, or broker, and messages are not offers of insurance.

2. How to opt in

You can opt in by entering your mobile phone number on the form at findmyrates.co/get-started and checking the unchecked-by-default box that reads:

“Yes, I would like to receive recurring automated text messages from Find My Rates about auto insurance rate-comparison tips, policy renewal reminders, coverage checklists, and updates about my comparison guide. I understand I will receive up to 6 messages per month. Message Frequency: Message frequency varies. You will receive up to 6 messages per month. Standard Rates: Message and data rates may apply depending on your mobile phone service plan. Help & Stop: Reply HELP for help or STOP to cancel at any time. Consent: By providing your phone number and checking the box above, you agree to receive text messages from Find My Rates. Consent is not required to make a purchase. See our Terms of Service, Privacy Policy, and SMS Terms.”

After you opt in, you will receive a confirmation message: “Find My Rates: Thanks for subscribing to Savings Alerts! Msg frequency varies (up to 6/mo). Msg & data rates may apply. Reply HELP for help, STOP to cancel.”

Consent is not a condition of any purchase. You may use our website and receive our comparison checklist by email without opting in to text messages.

3. Message frequency

Message frequency varies (up to 6 messages per month). The number of messages you receive depends on factors such as your policy renewal timing and the content you have requested.

4. Message and data rates

Message and data rates may apply for any messages sent to you from us and to us from you. Find My Rates does not charge for this program, but your wireless carrier's standard messaging rates apply. Contact your wireless provider for details about your text messaging plan.

5. How to opt out (STOP)

You can cancel the SMS service at any time. Simply text STOP to the number that sent you messages. You may also reply with CANCEL, END, QUIT, UNSUBSCRIBE, STOPALL, or OPT OUT. After you send the opt-out message, we will send you one final message to confirm that you have been unsubscribed:

“Find My Rates: You have been unsubscribed and will receive no further messages. Reply START to resubscribe.”

After this, you will no longer receive messages from us. If you want to join again, reply START or sign up again on our website. You may also request to opt out by emailing support@findmyrates.co; we will process email requests promptly and within the timeframe required by law.

6. Getting help (HELP)

If you are experiencing issues with the messaging program, reply with the keyword HELP for more assistance, or contact us directly at support@findmyrates.co. You will receive:

“Find My Rates: For help, email support@findmyrates.co. Msg frequency varies. Msg & data rates may apply. Reply STOP to cancel.”

7. Sample messages

  • “Find My Rates: Your car insurance policy renews in about 30 days. Now's a great time to compare. View your checklist: findmyrates.co/blog. Reply STOP to opt out.”
  • “Find My Rates: Tip: Ask your insurer about a paid-in-full or paperless discount at renewal. More tips at findmyrates.co. Reply STOP to opt out.”
  • “Find My Rates: Your personalized comparison checklist is ready. Check your email or visit findmyrates.co. Reply HELP for help, STOP to cancel.”

8. Wireless carriers

Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your wireless service provider and network availability. The program is available on most major U.S. wireless carriers.

9. Eligibility

You must be at least 18 years old and the account holder or authorized user of the mobile phone number you provide. You agree to notify us promptly if you change or deactivate your number. The program is available only to U.S. mobile numbers.

10. Privacy

We respect your privacy. Please review our Privacy Policy for information on how we collect and use your information. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

11. Changes to these terms

We may modify these SMS Terms or end the program at any time. Changes will be posted on this page with an updated effective date. Continued participation after changes are posted constitutes acceptance of the updated terms.

12. Contact

Internet Venture Holdings LLC (d/b/a Find My Rates)
1309 Coffeen Avenue STE 1200, Sheridan, WY 82801
Email: support@findmyrates.co